With the dematerialization of our means of payment, it has become logical to wish to open a corporate bank account in an online bank.
For several years now, the digital revolution has been preparing itself in the heart of banking establishments and some neobanks or online banks offer the possibility of creating a professional account in a few minutes on the internet. Here are some explanations about this new approach and the advantages it offers!
Why open a business account online?
First of all, it is important to know that opening an account dedicated to professional activity is an obligation for companies. And it is highly recommended to do so for many reasons. Check bank4pro.co.uk/ if you want to learn more about opening a busines sbank account.
Open an account dedicated to your company :
The professional bank account induces a separation between private and professional banking operations. Thus, there is no risk of mixing the two.
During a tax audit, you will more easily justify the various operations carried out on your professional account.
You have a clearer and more precise visibility of your cash flow and of the inflows and outflows of money.
Bank accounts are often linked to more specific services than a traditional bank account.
The opening of a pro account online :
By opting for an online professional account, you benefit from other advantages such as :
You can make real savings on bank charges. Online banks do not have their own premises and can therefore reduce the fees charged to their customers.
In addition to traditional banking services (various means of payment, bank card collection system, online account inquiry, etc.), online banking gives you access to additional services such as transfers in a foreign country, distance selling contracts or international bank cards.
A quick opening without having to go to a branch.
Transactions are done instantly.
The prices of the services are really competitive for professional accounts.
Security is more important, as online banks rely on their online services and cannot face a discredit due to a lack of security. Online banks are equipped with the most powerful encryption technologies and guarantee the security of your banking transactions.
Each banking service meets the particularities of online use and is adapted to the evolutions of the digital world.
Most telephone or chat services that allow you to talk to a bank advisor remain open longer during the day. So if you need to ask an advisor an urgent question, you can expect to be in contact with him or her until around 9 p.m. (check depending on the bank you choose).
Online banks provide you with financial services at very competitive prices. You can consult the price list on their website.
How do I open a pro account online?
First of all, select the online bank with which you wish to base your professional bank account. Don’t hesitate to compare offers and consult the services at different banks. It would not be wise to start with a bank that cannot offer you a service that is essential to the operation of your business (mobile payment for a taxi, use of different means of payment or access to a loan for a future project). Favour an online bank that has already proven itself and has demonstrated its seriousness over the past few years.